OPT-IN Learn More

Deciding whether to opt-in to overdraft services is an important decision. We encourage you to consider your lifestyle, spending habits and record-keeping processes and how frequently you use your ATM and debit cards before you choose which option is best for you. On this page, we offer some additional tools to guide you through the decision-making process.

What are overdraft services? Click Explanation of Overdraft Services for an overview of these types of services that are offered at Citizens National Bank of Texas.

What does it mean to opt-in? Click Real Life Examples to watch a short video that will explain the new rules and offer real scenarios of people who could have benefited from overdraft services.

Click Opt-In Disclosure to read the full disclosure.